Sellers: As we hammer out your deal, we'll not only work to get the optimal sales price, but we'll also push for lower closing costs. And once we've come to an agreement, we'll give a detailed list of the closing costs so you are informed of exactly where your money is going.
Buyers: If you are purchasing a house in Winston Salem, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not surprised when you arrive at the closing table. We'll be glad to look through the estimate with you, answering your questions and highlighting any estimates of concern.
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